Agency & HUD Lending
Fannie Mae DUS, Freddie Mac Optigo, and HUD 223(f) / 221(d)(4) non-recourse multifamily debt.
Agency and HUD programs deliver the deepest non-recourse proceeds (up to 80% LTV market-rate; 87% affordable), longest amortization (30–35 years), and tightest fixed spreads for stabilized and affordable multifamily assets.
We run competitive quotes across top Fannie Mae DUS and Freddie Mac Optigo originators simultaneously—securing mission-driven affordability pricing waivers, interest-only buydowns, and early rate-lock execution.
NYC & National Multifamily Execution
For New York and national multifamily sponsors, we model Fannie, Freddie, and HUD executions against 5- and 7-year bank, credit union, and CMBS alternatives—factoring in step-down prepayment vs. yield maintenance and supplemental loan flexibility.
When an asset is still in lease-up or renovation, we structure seamless bridge-to-agency facilities so your permanent takeout is locked in from day one.
Typical Deal Parameters
| Loan Size | $1M (HUD Small) to $500M+ |
| Leverage | Up to 80% LTV (market rate); up to 87% (affordable) |
| Term | 10, 12, 15, 30 years (Fannie/Freddie); 35 years (HUD) |
| Rate | Fixed; Treasury/swap-based spread |
| Recourse | Non-recourse (standard) |
| Programs | Fannie Mae DUS, Freddie Mac Optigo, HUD 223(f), HUD 221(d)(4), Green Rewards |
Sizing a multifamily acquisition or refinance? Send us your rent roll and T-12 for 24-hour Fannie Mae, Freddie Mac, and bank comparison quotes.
Get 24-Hour Deal Pricing →